What to Do If You’re Involved in a Fender Bender
Are you wondering how to cope if you’ve been in a fender bender? Sure, it’s annoying and inconvenient, but it could be a whole lot worse.
Still, it can feel like there’s a lot to think about, and not a lot of answers as to what to do. The key is to remain calm, assess the situation, and take action.
Keep reading to find out what to do if you’re involved in a fender bender.
Check for Injuries and Damage
If you’re involved in a fender bender, the first thing to do is check for injuries and damage. Check yourself and your passengers for any pain or discomfort, and if necessary, call for medical help. Look at the vehicles involved for signs of physical damage, such as dents or broken glass.
Take note of the license plates to document the other car involved. If the damage or injuries seem serious or hazardous, call the police. This will prevent any potential dispute regarding who was at fault later on. Record important details and take photos of the car wreck as this could be beneficial when filing for claims.
Exchange Information and Take Photos
It is necessary to exchange your contact information and insurance cards with the other driver (or drivers) involved. This includes details such as Driver’s Licence numbers, addresses, and vehicle registration numbers.
It is also necessary to take photos of the scene, both vehicles and any visible damage. It is important to capture angles and angles of the vehicles and scenes for insurance purposes. Take photos of any visible damage that may have occurred to other objects, such as street signs, pedestrian crossings, etc.
If you don’t have a camera, use your cell phone or ask a bystander to help. Taking pictures of the scene will provide important evidence for any claims which may be made for damage.
File a Police Report
Calling the police after a vehicle accident is important in order to document what happened, and preserve evidence. It helps provide legal protection should the other party decide to sue you.
When you file a police report, provide details such as the time, location, and nature of the accident. Also include other relevant information such as witnesses and the other driver’s insurance policy details. In some states, you’re required to file a police report in order to file an insurance claim.
After filing the report, be sure to get a copy as you’ll need it to make insurance claims and other legal proceedings. Before leaving the scene of the accident, take pictures of the damages and exchange contact information with the other parties. You’ll also need to contact your insurer and provide them with pertinent details from the police report.
Contact Your Insurance Company
When you call your insurance company to file a claim, provide them with all relevant information including what happened and the contact details of any other drivers involved. If possible, provide the company with copies of pictures and the police report, if available, in order to substantiate your claim.
Your insurance company will advise if you need to take any further steps when dealing with the aftermath of the fender bender. It is important that you take the necessary steps to ensure that all parties involved are protected and compensated appropriately.
Consider Small Claims Court as an Option
A small claims court is a courtroom that allows people to resolve disputes over a specific amount of money up to a certain limit. To start the small claims court process, you will need to fill out the paperwork, pay a fee, and serve the defendant.
Once the paperwork is in order, the court will hear both sides of the case and make a decision. Make sure to take photographs of the damages, get an estimate from a repair shop, and get a copy of the police accident report. Small claims court is usually the best option to have a fair result and to get the money you are owed, while not having to hire a lawyer.
Consider Hiring an Attorney
A car accident lawyer can help you understand your rights and responsibilities in a car accident situation. They can ensure that you have proper documentation to receive adequate compensation for any injury you may have suffered. They can also help determine fault and assist in settling any disputes that may arise with the other driver or their insurer.
An attorney can provide legal representation in the event of any court proceedings or other legal actions. They can also help make sure that the other driver’s insurance company honors the terms of your policy or pays the correct amount of compensation for any damage to your vehicle. Having the best auto accident attorney by your side can give you the security of knowing that you are fully protected.
Strategies for Emotional Recovery from a Fender Bender
When dealing with the emotional effects of a fender bender, it’s important to take time to evaluate your feelings and find ways to cope with the trauma. Doing regular reflection exercises, talking over the experience with a friend, yoga and other relaxation techniques can help.
Seeking professional counseling is also a great option. Taking these steps can help you work through the trauma of the event and give you the emotional tools to deal with any similar situations in the future.
Knowing What to Do After a Fender Bender
It is important to stay calm when you’re involved in a fender bender, as it can make all the difference. Communicate with the other driver and document any and all pertinent information. If you need further help with the situation, reach out to your local law enforcement or legal professionals.
Get back on the road safely and follow all laws and regulations. Don’t forget to review your insurance policy and make sure you stay up-to-date on any changes. Drive safe and stay alert – it can save you from future fender benders.
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